Faithful Finances Will Make You Strong

A Truth Mindset™ Guide to Financial Stewardship for Christian Women

By Coach Sandra | Life Coach for Ladies | Truth Mindset™ Strategist

 

“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

Money is one of the greatest tests of stewardship and trust in a Christian woman’s life. It is not just about paying bills or reaching savings goals—it is about aligning your heart, habits, and household with God’s principles of order, diligence, and generosity.

The Truth Mindset™ approach to money is not based on fear, scarcity, or guilt. It is grounded in God’s Word, disciplined action, and a transformed way of thinking.

“Moreover it is required in stewards, that a man be found faithful.” – 1 Corinthians 4:2 (KJV)

💡What Is Financial Stewardship?

Financial stewardship means managing God’s resources with God’s wisdom for God’s purposes.
As women of faith, we must resist the lies of culture that say:

• “You need more to be secure.”

• “Debt is normal, everyone has it.”

• “It is my money—I can do what I want with it.”

These are all lie-locked beliefs that lead to stress, comparison, and chaos.
Instead, the Truth Mindset™ declares:

“The earth is the Lord's, and the fulness thereof...” – Psalm 24:1 (KJV)

God owns it all. You are the manager. And with that comes both great freedom and great responsibility.

📊 5 Practical Tools for Financial Stewardship**

1. The Zero-Based Budget

This is a Dave Ramsey foundational tool where every dollar is given an assignment. Income minus expenses equals zero.

📝 Tip: Use categories like tithe, groceries, savings, giving, debt payoff, and fun.

2. The Debt Snowball

List debts from smallest to largest. Pay the smallest one off first, then roll that payment into the next.

“Live like no one else, so later you can live and give like no one else.” – Dave Ramsey

3. Cash Envelope System

Use physical envelopes for discretionary spending categories to control impulsive buying and build discipline.

4. Monthly Financial Check-In

Review goals, expenses, and budget regularly—alone or with your spouse—to keep aligned with your values and adjust wisely.

5. Generosity Journal

Track giving and record testimonies of how God uses your resources to bless others. This renews your mindset from scarcity to abundance.

🔁 3 Truth Mindset™ Beliefs to Replace Financial Lies

❌ Lie: “I will never have enough.”

✅ Truth: God is my provider and supplies all I need.

“But my God shall supply all your need according to his riches in glory by Christ Jesus.” – Philippians 4:19 (KJV)

❌ Lie: “I am terrible with money.”

✅ Truth: I can learn and grow into a faithful steward.

“If any of you lack wisdom, let him ask of God...” – James 1:5 (KJV)

❌ Lie: “I cannot give until I have more.”

✅ Truth: I give now in obedience and faith.

“Honour the LORD with thy substance, and with the firstfruits of all thine increase.” – Proverbs 3:9 (KJV)

 

✨ The Fruit of Faithful Finances

When a Christian woman takes ownership of her financial stewardship through Biblical truth and practical tools, she begins to experience:

• Peace over panic

• Clarity over confusion

• Margin for generosity

• Hope for the future

• Confidence in decision-making

Financial stewardship is not about perfection—it is about progress with purpose.

💬 Truth Declarations™ for Financial Stewardship

• I am a wise steward of God’s provision.

• I honor the Lord with my finances and put Him first.

• I make Spirit-led decisions and trust God’s timing.

• Debt does not define me—freedom is my future.

• I live with margin, generosity, and peace.

   

Proverbs 31:25 (KJV) – “Strength and honour are her clothing; and she shall rejoice in time to come.”

You were made for freedom.
You were called to steward well.
You can do this—with truth, tools, and trust in God.

With financial grace,
Coach Sandra
Truth Mindset™ Strategist | Life Coach for Ladies

**Life Coach for Ladies and Sandra L. Krug do not give financial advice.